Please note: This post was written in Spring 2021
These items certainly are not all-inclusive, and I am not an accountant or financial advisor. I am simply a PA-C with a desire to share financial independence concepts with current and future PAs. This information is for educational and...
HSA stands for Health Savings Account, but really in my opinion, HSA should stand for Health Savings Awesomeness! These accounts are so great for many reasons, and I’m just a little bit excited to share with you why they are the best!
Let’s start by reviewing what an HSA...
As we have previously discussed, your financial independence (FI) number that you are aiming to save is at least 25x your expected annual expenses, which should last for at least 30 years of retirement. However, if you're looking to retire early, then you likely would want to have 30 - 33x your...
“The Big 3 Budget Items” for most are housing, transportation, and food. In fact, Americans currently spend over 61% of their incomes on these three categories alone! The bread and butter of...
Update 5/3/21: With the current pause to federal student loan payments and interest accrual due to the COVID-19 pandemic, if you still have federal student loans, you likely want to HOLD OFF on refinancing your student loans with a private company until this is no longer in effect.
Now that...
The PA (physician assistant, soon to be changed to physician associate) profession is amazing. I mean, as a PA-C myself, I’m clearly highly biased, but I’m truly passionate about the profession! Whether you are a pre-PA student in high school or college, a PA-S in PA school, or a...
Towards the end of 2019, a highly contagious novel coronavirus was first identified in Wuhan, China. The current theory is that the virus was somehow transmitted from bats to humans, perhaps through an animal market called the...
When you are investing your hard-earned income (likely in a retirement account), it is rewarding to see the amount increasing over the years. Then, bam!, a bear market smacks you right in the face. This can make you feel nervous, afraid, and even second-guessing your initial plan of investing....
Update 1/24/21: With the current pause to federal student loan payments and interest accrual due to the COVID-19 pandemic, if you still have federal student loans, you likely want to HOLD OFF on refinancing your student loans with a private company until this is no longer in effect.
...
So you’ve been accepted into a PA program, and are embarking on your education and training – congrats! This will be some of the hardest 2 to 3 years of your life, but you can do anything for only 2 to 3 years, right? The long days during PA school can drag (especially during didactic...
So you’re a junior or senior in college, and are planning on applying to PA programs soon. It’s overwhelming to think of where to start and which schools to consider, much less trying to do so in a cost-effective way. Here are some things to consider when it is time to apply to PA...
So you’ve graduated from high school – congrats! Now, you are off to college or university… Here are some suggestions of how to maximize your path to FI while you are in undergrad.
Perhaps you took the previous advice to heart about seriously considering...
Get started today before this once in a lifetime opportunity expires.
